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IFSC code finder

IFSC Code for Utkarsh Small Finance Bank Ghughuli in Maharajganj, Uttar Pradesh

U

IFSC code

UTKS0001989

Bank
Utkarsh Small Finance Bank
Branch
Ghughuli
IFSC code
UTKS0001989
City
Maharajganj, Uttar Pradesh
Address
UTKARSH SMALL FINANCE BANK LTD.UPPER GROUND FLOOR KAPTANGANJ ROAD NEAR TVS AGENCY GHUGHULI DISTRICT MAHARAJGANJ UTTAR PRADESH 273151
MICR code
273762013

Checked against the Reserve Bank of India's IFSC list on 30 October 2026.

How to use this IFSC code

The IFSC (Indian Financial System Code) UTKS0001989 identifies the Utkarsh Small Finance Bank branch at Ghughuli, Maharajganj. Enter it together with the beneficiary's account number when you send money by NEFT, RTGS or IMPS. The first four letters (UTKS) identify the bank, the fifth character is always 0, and the last six (001989) identify the branch.

Nearby Utkarsh Small Finance Bank branches in Maharajganj

Utkarsh Small Finance Bank Ghughuli: common questions

What is the IFSC code of Utkarsh Small Finance Bank, Ghughuli branch?
The IFSC code of Utkarsh Small Finance Bank, Ghughuli branch in Maharajganj, Uttar Pradesh is UTKS0001989.
What is the address of Utkarsh Small Finance Bank, Ghughuli branch?
UTKARSH SMALL FINANCE BANK LTD.UPPER GROUND FLOOR KAPTANGANJ ROAD NEAR TVS AGENCY GHUGHULI DISTRICT MAHARAJGANJ UTTAR PRADESH 273151
Can I use UTKS0001989 for NEFT, RTGS and IMPS?
Yes. Enter UTKS0001989 with the beneficiary's account number to send money to an account held at this branch. NEFT and RTGS run round the clock on all days; IMPS transfers are instant.
When is Utkarsh Small Finance Bank closed in Uttar Pradesh?
Banks in Uttar Pradesh are closed on RBI-listed holidays, the second and fourth Saturday, and Sundays. See the Uttar Pradesh bank holiday list 2026.

Bank holidays in Uttar Pradesh 2026 · check before you visit the branch.

What is an IFSC code?

IFSC stands for Indian Financial System Code: an 11-character code the Reserve Bank of India assigns to every bank branch that takes part in electronic fund transfers. You need it to send money through NEFT, RTGS or IMPS, and it is printed on your cheque book and bank passbook.