IFSC code finder

IFSC Code for Utkarsh Small Finance Bank Digapahandi in Ganjam, Odisha

IFSC code

UTKS0002031

Bank: Utkarsh Small Finance Bank
Branch: Digapahandi
IFSC code: UTKS0002031
City: Ganjam, Odisha
Address: UTKARSH SMALL FINANCE BANK LTD.AT TEHSIL ROAD NEAR GURUKUL SCHOOL ASIKA RIAD DIGAPAHANDI DIST-GANJAM ODISHA PIN NO-761012
MICR code: 761762003

Checked against the Reserve Bank of India's IFSC list on 30 October 2026.

How to use this IFSC code

The IFSC (Indian Financial System Code) UTKS0002031 identifies the Utkarsh Small Finance Bank branch at Digapahandi, Ganjam. Enter it together with the beneficiary's account number when you send money by NEFT, RTGS or IMPS. The first four letters (UTKS) identify the bank, the fifth character is always 0, and the last six (002031) identify the branch.

Nearby Utkarsh Small Finance Bank branches in Ganjam

AchhuliUTKS0001473

Utkarsh Small Finance Bank Digapahandi: common questions

What is the IFSC code of Utkarsh Small Finance Bank, Digapahandi branch?

The IFSC code of Utkarsh Small Finance Bank, Digapahandi branch in Ganjam, Odisha is UTKS0002031.

What is the address of Utkarsh Small Finance Bank, Digapahandi branch?

UTKARSH SMALL FINANCE BANK LTD.AT TEHSIL ROAD NEAR GURUKUL SCHOOL ASIKA RIAD DIGAPAHANDI DIST-GANJAM ODISHA PIN NO-761012

Can I use UTKS0002031 for NEFT, RTGS and IMPS?

Yes. Enter UTKS0002031 with the beneficiary's account number to send money to an account held at this branch. NEFT and RTGS run round the clock on all days; IMPS transfers are instant.

When is Utkarsh Small Finance Bank closed in Odisha?

Banks in Odisha are closed on RBI-listed holidays, the second and fourth Saturday, and Sundays. See the Odisha bank holiday list 2026.

Bank holidays in Odisha 2026 · check before you visit the branch.

What is an IFSC code?

IFSC stands for Indian Financial System Code: an 11-character code the Reserve Bank of India assigns to every bank branch that takes part in electronic fund transfers. You need it to send money through NEFT, RTGS or IMPS, and it is printed on your cheque book and bank passbook.