IFSC code finder
IFSC Code for Punjab National Bank Payal in Payal ,Distt Ludhiana, Punjab
IFSC code
PUNB0456100
- Bank
- Punjab National Bank
- Branch
- Payal
- IFSC code
- PUNB0456100
- City
- Payal ,Distt Ludhiana, Punjab
- Address
- PAYAL
- MICR code
- 141024152
Checked against the Reserve Bank of India's IFSC list on 30 October 2026.
How to use this IFSC code
The IFSC (Indian Financial System Code) PUNB0456100 identifies the Punjab National Bank branch at Payal, Payal ,Distt Ludhiana. Enter it together with the beneficiary's account number when you send money by NEFT, RTGS or IMPS. The first four letters (PUNB) identify the bank, the fifth character is always 0, and the last six (456100) identify the branch.
Punjab National Bank Payal: common questions
What is the IFSC code of Punjab National Bank, Payal branch?
The IFSC code of Punjab National Bank, Payal branch in Payal ,Distt Ludhiana, Punjab is PUNB0456100.
What is the address of Punjab National Bank, Payal branch?
PAYAL
Can I use PUNB0456100 for NEFT, RTGS and IMPS?
Yes. Enter PUNB0456100 with the beneficiary's account number to send money to an account held at this branch. NEFT and RTGS run round the clock on all days; IMPS transfers are instant.
What is an IFSC code?
IFSC stands for Indian Financial System Code: an 11-character code the Reserve Bank of India assigns to every bank branch that takes part in electronic fund transfers. You need it to send money through NEFT, RTGS or IMPS, and it is printed on your cheque book and bank passbook.