IFSC code finder

IFSC Code for Punjab National Bank Ghagwal in Samba, Jammu and Kashmir

IFSC code

PUNB0981200

Bank: Punjab National Bank
Branch: Ghagwal
IFSC code: PUNB0981200
City: Samba, Jammu and Kashmir
Address: PUNJAB NATIONAL BANK GHAGWAL DIST SAMBA JAMMU JAMMU AND KASHMIR 184141
Phone: 9419535492
MICR code: 180024044

Checked against the Reserve Bank of India's IFSC list on 30 October 2026.

How to use this IFSC code

The IFSC (Indian Financial System Code) PUNB0981200 identifies the Punjab National Bank branch at Ghagwal, Samba. Enter it together with the beneficiary's account number when you send money by NEFT, RTGS or IMPS. The first four letters (PUNB) identify the bank, the fifth character is always 0, and the last six (981200) identify the branch.

Nearby Punjab National Bank branches in Samba

SambaPUNB0459600

Punjab National Bank Ghagwal: common questions

What is the IFSC code of Punjab National Bank, Ghagwal branch?

The IFSC code of Punjab National Bank, Ghagwal branch in Samba, Jammu and Kashmir is PUNB0981200.

What is the address of Punjab National Bank, Ghagwal branch?

PUNJAB NATIONAL BANK GHAGWAL DIST SAMBA JAMMU JAMMU AND KASHMIR 184141

What is the phone number of Punjab National Bank, Ghagwal branch?

The branch phone number is 9419535492.

Can I use PUNB0981200 for NEFT, RTGS and IMPS?

Yes. Enter PUNB0981200 with the beneficiary's account number to send money to an account held at this branch. NEFT and RTGS run round the clock on all days; IMPS transfers are instant.

When is Punjab National Bank closed in Jammu and Kashmir?

Banks in Jammu and Kashmir are closed on RBI-listed holidays, the second and fourth Saturday, and Sundays. See the Jammu and Kashmir bank holiday list 2026.

Bank holidays in Jammu and Kashmir 2026 · check before you visit the branch.

What is an IFSC code?

IFSC stands for Indian Financial System Code: an 11-character code the Reserve Bank of India assigns to every bank branch that takes part in electronic fund transfers. You need it to send money through NEFT, RTGS or IMPS, and it is printed on your cheque book and bank passbook.